Insurance bastards

I’ve been with the same insurance company since I left home nearly twenty years ago. When the rates go up I start thinking that I ought to look around to see if I can get a better deal. With the advent of the Internet, this is easier than ever with on-line quotes. Take five minutes to enter some info about yourself, and out pops a quote. Easy peasy.

I changed banks last week and poking around on my new bank’s website, I see they offer insurance. What really caught my eye was the claim that, on average, people save $300 with them over their current car insurance. Now surely that’s worthy of notice.

I currently pay roughly $100/month for my car insurance and $20/month for my tenant’s insurance. Why wouldn’t I want to reduce these payments? A savings of $300 would result in $25 extra dollars staying in my pocket every month. So I gave them all the info they need, and it spat out the numbers: $120 and $22.

For the five minutes of time I spent, they’re willing to give me the pleasure of spending an extra $240 a year? No, I don’t think so! I never thought my insurance was such a great deal, but I’m beginning to wonder!

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